:root {
  --ink: #08233f;
  --muted: #627487;
  --line: #d8e7f1;
  --paper: #ffffff;
  --soft: #eef7fb;
  --accent: #16b6a4;
  --accent-2: #20d080;
  --accent-dark: #052f5f;
  --navy: #062447;
  --warning: #e2624b;
  --gold: #f2ae36;
  --max: 1180px;
  --shadow: 0 24px 70px rgba(6, 36, 71, 0.12);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: #f6fbff;
  line-height: 1.6;
}

img {
  display: block;
  max-width: 100%;
  height: auto;
}

a {
  color: var(--accent);
  text-decoration: none;
}

a:hover {
  text-decoration: underline;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  border-bottom: 1px solid rgba(8, 35, 63, 0.08);
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(16px);
}

.nav {
  width: min(var(--max), calc(100% - 32px));
  margin: 0 auto;
  min-height: 72px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-weight: 900;
  color: var(--accent-dark);
}

.brand-mark {
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  border-radius: 14px;
  color: #fff;
  background: linear-gradient(135deg, var(--accent-dark), var(--accent));
  box-shadow: 0 12px 24px rgba(5, 47, 95, 0.18);
  font-size: 15px;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 22px;
  font-size: 15px;
  font-weight: 700;
}

.button,
.nav-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 0 22px;
  border-radius: 12px;
  border: 1px solid var(--accent);
  color: #fff;
  background: linear-gradient(135deg, var(--accent), var(--accent-2));
  box-shadow: 0 16px 30px rgba(22, 182, 164, 0.22);
  font-weight: 900;
  text-decoration: none;
}

.button.secondary {
  color: var(--accent-dark);
  background: #fff;
  border-color: #bfd9e8;
  box-shadow: 0 12px 24px rgba(6, 36, 71, 0.06);
}

.hero {
  background:
    radial-gradient(circle at 80% 20%, rgba(32, 208, 128, 0.22), transparent 23rem),
    radial-gradient(circle at 10% 5%, rgba(22, 182, 164, 0.2), transparent 30rem),
    linear-gradient(180deg, #ffffff 0%, #eaf7ff 100%);
  overflow: hidden;
}

.hero-inner {
  width: min(var(--max), calc(100% - 32px));
  margin: 0 auto;
  padding: 86px 0 66px;
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(380px, 0.9fr);
  align-items: center;
  gap: 48px;
}

.eyebrow {
  display: inline-flex;
  width: fit-content;
  margin: 0 0 16px;
  padding: 7px 12px;
  border: 1px solid rgba(22, 182, 164, 0.28);
  border-radius: 999px;
  color: var(--accent-dark);
  background: rgba(255, 255, 255, 0.78);
  font-size: 14px;
  font-weight: 900;
  letter-spacing: 0;
  text-transform: uppercase;
}

h1,
h2,
h3 {
  margin: 0;
  line-height: 1.12;
  letter-spacing: 0;
  color: var(--accent-dark);
}

h1 {
  max-width: 780px;
  font-size: clamp(44px, 7vw, 82px);
}

h2 {
  font-size: clamp(30px, 4vw, 48px);
}

h3 {
  font-size: 22px;
}

.lead {
  max-width: 680px;
  margin: 22px 0 0;
  color: var(--muted);
  font-size: 21px;
}

.hero-actions,
.section-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 30px;
}

.proof-strip {
  width: min(var(--max), calc(100% - 32px));
  margin: -28px auto 0;
  position: relative;
  z-index: 3;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
}

.proof-item {
  min-height: 104px;
  padding: 20px;
  border: 1px solid var(--line);
  border-radius: 22px;
  background: #fff;
  box-shadow: 0 18px 44px rgba(6, 36, 71, 0.08);
}

.proof-item strong {
  display: block;
  color: var(--accent-dark);
  font-size: 24px;
  line-height: 1.1;
}

.proof-item span {
  display: block;
  margin-top: 8px;
  color: var(--muted);
  font-size: 14px;
}

.trust-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin-top: 34px;
  max-width: 680px;
}

.trust-item {
  padding: 16px;
  border: 1px solid var(--line);
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.84);
  box-shadow: 0 12px 28px rgba(6, 36, 71, 0.06);
  font-size: 14px;
  color: var(--muted);
}

.trust-item strong {
  display: block;
  color: var(--accent-dark);
  font-size: 18px;
}

.hero-visual {
  position: relative;
}

.hero-visual img {
  border: 8px solid #fff;
  border-radius: 28px;
  box-shadow: var(--shadow);
}

.risk-note {
  width: min(var(--max), calc(100% - 32px));
  margin: 0 auto;
  padding: 18px 0 0;
}

.risk-note p {
  margin: 0;
  padding: 18px 20px;
  border: 1px solid #ffd4c9;
  border-left: 5px solid var(--warning);
  border-radius: 16px;
  background: #fff8f5;
  color: #7b392c;
  box-shadow: 0 12px 24px rgba(226, 98, 75, 0.08);
}

.section {
  width: min(var(--max), calc(100% - 32px));
  margin: 0 auto;
  padding: 76px 0;
}

.section:nth-of-type(even) {
  position: relative;
}

.section-panel {
  width: min(var(--max), calc(100% - 32px));
  margin: 36px auto 0;
  padding: 42px;
  border-radius: 28px;
  background:
    radial-gradient(circle at 100% 0%, rgba(32, 208, 128, 0.16), transparent 22rem),
    linear-gradient(135deg, var(--navy), #0b477f);
  color: #eaf6ff;
  box-shadow: var(--shadow);
}

.section-panel h2,
.section-panel h3 {
  color: #fff;
}

.section-panel p,
.section-panel li {
  color: #cde0ef;
}

.section-panel .card {
  border-color: rgba(255, 255, 255, 0.16);
  background: rgba(255, 255, 255, 0.08);
  box-shadow: none;
}

.section-heading {
  max-width: 780px;
}

.section-heading p {
  margin: 16px 0 0;
  color: var(--muted);
  font-size: 18px;
}

.grid {
  display: grid;
  gap: 18px;
  margin-top: 32px;
}

.grid.three {
  grid-template-columns: repeat(3, 1fr);
}

.grid.two {
  grid-template-columns: repeat(2, 1fr);
}

.card {
  border: 1px solid var(--line);
  border-radius: 20px;
  padding: 28px;
  background: var(--paper);
  box-shadow: 0 18px 44px rgba(6, 36, 71, 0.07);
}

.card p,
.content p,
.content li {
  color: var(--muted);
}

.card .read-more {
  display: inline-block;
  margin-top: 8px;
  font-weight: 800;
}

.card small {
  display: block;
  margin-bottom: 10px;
  color: var(--accent);
  font-weight: 900;
  text-transform: uppercase;
}

.split {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 52px;
  align-items: center;
}

.feature-image {
  border: 8px solid #fff;
  border-radius: 30px;
  box-shadow: var(--shadow);
}

.checklist {
  display: grid;
  gap: 14px;
  margin: 28px 0 0;
  padding: 0;
  list-style: none;
}

.checklist li {
  padding: 16px 18px;
  border: 1px solid var(--line);
  border-radius: 16px;
  background: #fff;
  box-shadow: 0 12px 28px rgba(6, 36, 71, 0.05);
}

.content {
  width: min(860px, calc(100% - 32px));
  margin: 0 auto;
  padding: 64px 0 86px;
}

.content h1 {
  font-size: clamp(38px, 6vw, 62px);
}

.content h2 {
  margin-top: 42px;
  font-size: clamp(27px, 4vw, 38px);
}

.content h3 {
  margin-top: 30px;
}

.content ul,
.content ol {
  padding-left: 22px;
}

.article-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 22px 0 32px;
  color: var(--muted);
  font-size: 14px;
}

.pill {
  display: inline-flex;
  align-items: center;
  min-height: 30px;
  padding: 0 12px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: #fff;
  box-shadow: 0 10px 20px rgba(6, 36, 71, 0.05);
}

.guide-list {
  display: grid;
  gap: 18px;
  margin-top: 34px;
}

.guide-row {
  display: grid;
  grid-template-columns: 170px minmax(0, 1fr);
  gap: 22px;
  align-items: start;
  padding: 26px;
  border: 1px solid var(--line);
  border-radius: 22px;
  background: #fff;
  box-shadow: 0 18px 44px rgba(6, 36, 71, 0.07);
}

.guide-row strong {
  display: inline-flex;
  width: fit-content;
  padding: 8px 12px;
  border-radius: 999px;
  color: var(--accent-dark);
  background: #e8fbf4;
  font-size: 14px;
  text-transform: uppercase;
}

.guide-row h2 {
  margin-top: 0;
  font-size: 28px;
}

.info-table {
  width: 100%;
  margin: 26px 0;
  border-collapse: collapse;
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: #fff;
  box-shadow: 0 18px 44px rgba(6, 36, 71, 0.06);
}

.info-table th,
.info-table td {
  padding: 14px;
  border-bottom: 1px solid var(--line);
  text-align: left;
  vertical-align: top;
}

.info-table th {
  width: 34%;
  color: var(--accent-dark);
  background: var(--soft);
}

.faq-list {
  display: grid;
  gap: 12px;
  margin-top: 30px;
}

details {
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 20px 22px;
  background: #fff;
  box-shadow: 0 14px 34px rgba(6, 36, 71, 0.06);
}

summary {
  cursor: pointer;
  font-weight: 800;
  color: var(--accent-dark);
}

details p {
  margin-bottom: 0;
}

.site-footer {
  border-top: 1px solid var(--line);
  background:
    radial-gradient(circle at 15% 0%, rgba(32, 208, 128, 0.16), transparent 24rem),
    var(--navy);
  color: #dceaf5;
}

.footer-inner {
  width: min(var(--max), calc(100% - 32px));
  margin: 0 auto;
  padding: 42px 0;
  display: flex;
  justify-content: space-between;
  gap: 24px;
}

.footer-inner a {
  color: #ffffff;
}

@media (max-width: 860px) {
  .nav {
    align-items: flex-start;
    padding: 16px 0;
    flex-direction: column;
  }

  .nav-links {
    width: 100%;
    overflow-x: auto;
    padding-bottom: 4px;
  }

  .hero-inner,
  .split,
  .guide-row,
  .grid.two,
  .grid.three {
    grid-template-columns: 1fr;
  }

  .hero-inner {
    padding-top: 48px;
  }

  .trust-row {
    grid-template-columns: 1fr;
  }

  .proof-strip {
    grid-template-columns: repeat(2, 1fr);
  }

  .footer-inner {
    flex-direction: column;
  }
}

@media (max-width: 520px) {
  .nav-links {
    gap: 14px;
    font-size: 14px;
  }

  h1 {
    font-size: 40px;
  }

  .lead {
    font-size: 18px;
  }

  .hero-actions,
  .section-actions {
    flex-direction: column;
  }

  .button,
  .nav-cta {
    width: 100%;
  }

  .section {
    padding: 56px 0;
  }

  .proof-strip {
    grid-template-columns: 1fr;
  }

  .section-panel {
    padding: 26px;
  }
}